Promises to pay, and expenses you can see coming

Some future payments you have promised to someone else. Others you have only promised yourself. Both deserve to be visible before the day they land, and each has a page.

Pledges & Commitments

A pledge is a commitment to pay someone over time — a fundraising promise, a contribution to a family event, a school building fund. You track what is still owed and get reminded before it is due.

Press Add Pledge and the modal is titled New Pledge. Record the full amount you committed to, not the instalment. The point of a pledge is that the total is fixed and known from the start, and the interesting number is what remains.

The statuses follow that story: Active once made, Partially Paid as instalments go in, Fulfilled when the whole amount is settled, Overdue if the date passed with a balance outstanding, and Cancelled if the commitment was released.

Partially Paid is the status worth watching. It is where good intentions sit for months. Seeing several of them together is usually more persuasive than any budget.

Planned Expenses

A planned expense is a future expense you want to budget for ahead of time. Nobody is expecting the money. It is a note to yourself with a figure attached — the tyres you know need replacing, the exam fee in August.

Press Add Planned Expense to record one. The filter at the top offers All, Has due date and No due date, which is a more useful split than it first looks. Dated items are scheduling problems. Undated ones are the ones that drift for a year, and reviewing that list on its own is the fastest way to either commit to something or let it go.

Each row has a Manage action, and you can mark a planned expense paid once it happens, which closes the loop rather than leaving it to clutter the list.

Both pages are Personal Pro for adding new records. Existing pledges and planned expenses remain fully visible on the free plan.