Finance
Credit Purchases
Bought now, paid later — tracked until it is settled.
Credit Purchases is for anything taken on account: goods received now and paid for later. Each purchase keeps what is still outstanding and what has been paid off, so buying on credit does not quietly disappear from your picture of what you owe. Settlements are recorded against the purchase until the balance clears.
Key Features
- Purchases recorded with an outstanding balance
- Part payments tracked until the balance clears
- Counted in what you owe, not lost between months
- Kept separate from formal loans
Use Cases
- Goods taken on account from a regular supplier
- A large item being paid off in instalments
- Keeping informal credit visible alongside real debt
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