Run a Savings & Credit Cooperative end to end — members, savings, loans, shares, and a real ledger.

Features

Accounting & General Ledger

A real double-entry ledger under every transaction.

SACCO360 is not a glorified spreadsheet. Every deposit, withdrawal, disbursement, and repayment posts a journal entry to the Hitaji ERP accounting ledger through an asynchronous bridge, using GL mappings you configure once. That means your cooperative's books are always current, auditable, and ready for reporting — without anyone re-keying transactions into separate accounting software.

  • Automatic journal posting
  • Configurable GL mappings
  • Double-entry ledger
  • Audit-ready trail
  1. 1Post every transaction automatically
  2. 2Map transactions to your chart of accounts
  3. 3Keep an audit-ready trail
1

Post every transaction automatically

Deposits, withdrawals, loan disbursements, repayments, fees, and share purchases each generate the correct debit and credit legs and post to the ledger — no manual journals, no end-of-day reconciliation marathons.

2

Map transactions to your chart of accounts

A configurable mappings table links each SACCO transaction type to the right GL accounts. Start from a standard cooperative or microfinance template and adjust to match how your cooperative keeps its books.

3

Keep an audit-ready trail

Because postings happen at the moment of each transaction, the ledger is a faithful, time-stamped record of everything the cooperative did — the trail auditors and regulators expect.

Ready to bring it all together?

Start free. No credit card. No time limit on the Starter plan.