Features
Savings, subscriptions, debts, and your net worth — together
Everything about the future, rolled up into one honest number.
Beyond the daily transaction loop, Personal Finance's wealth-planning layer covers everything that's about the future rather than today's spending: savings goals with scheduled contributions, recurring subscriptions with due-date reminders, planned one-off expenses, and the debts and commitments — loans, credit purchases, pledges, prepayments — that a full financial picture has to include. It all feeds into a single net worth view.
- Savings goals and plans
- Subscription tracking
- Planned expenses with an obligations view
- Loans, credit purchases, pledges, and prepayments
- Net worth page
- 1Savings goals and savings plans
- 2Subscriptions and planned expenses
- 3Loans, credit purchases, pledges, and prepayments
- 4Net worth, calculated live
Savings goals and savings plans
Set a savings goal with a target and track progress toward it, or go further with a savings plan that schedules a contribution amount and frequency, with reminders so the plan doesn't quietly stall. Either way, saving becomes a tracked habit rather than a vague intention.
Subscriptions and planned expenses
Track recurring subscriptions with due-date reminders so nothing renews as a surprise, and log planned expenses — one-off costs you know are coming but haven't paid yet. Both roll up into a single upcoming-obligations view showing everything you owe or plan to spend, in one place.
Loans, credit purchases, pledges, and prepayments
Track money owed or committed over time in whatever form it takes — a loan you're repaying, a credit purchase, a pledge you've made, or a prepayment you've received. Each carries its own schedule and feeds into the obligations view and your net worth alongside everything else.
Net worth, calculated live
The net worth page pulls together your accounts, loans, credit purchases, prepayments, and subscriptions into a single, always-current picture: assets minus liabilities. Instead of estimating your financial position once a year, see it update as your accounts and commitments change.