A subscription is a payment that repeats on its own — a streaming service, a gym membership, insurance, a monthly data bundle.

Recording it once gives you the due dates and the reminders, so nothing renews unnoticed. It also makes the yearly cost visible, which is the number that changes minds: a small monthly amount rarely looks like much until it is multiplied by twelve.

Each actual payment is still recorded as it happens, and a subscription you want to stop temporarily can be paused rather than deleted.