Personal Finance basics

Get your money into Hitaji, and get something honest back out of it.

4 lessonsAbout 16 minutesPersonal FinanceBeginner

Set up where your money sits, record what moves, cap what needs capping — and learn the one rule that stops the numbers from misleading you.

The last lesson is the one to read even if you skip the others.

By the end you will be able to

  • Set up money accounts and know how they relate to wallets
  • Record a transaction, including one paid from several places
  • Set a budget and read your pace rather than just the total
  • Know exactly what does and does not count as income

Follow along

Tick as you go — sign in to the app to save your progress.

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  1. Add your main money accountWith its real opening balance.
    Take me there
  2. Create a budget for one categoryPick the category you most often overspend on.
    Take me there
  3. Log one real transaction
    Take me there
  4. Open Net Worth and note what is missingLoans and assets you have not entered yet.
    Take me there
  5. Set a budget on one category
    Take me there
  6. Open Net Worth and read it once
    Take me there

Quick answers